Birmingham’s Oldest Family Owned Toyota Dealership in Birmingham, AL – 30 Years and Growing!

Steve Serra Motor Group Fresh Start Finance. Whatever your situation, we'll get you where you need to be.


We understand that bad things happen to good people, and we want to help. At Steve Serra Motor Group, car shoppers looking for a reliable new or used vehicle have financing options that fit their unique needs thanks to the relationships that we have built with area lenders. Visit one of our dealerships today and we can help you with Fresh Start Financing. 

Explore your credit options with the financing team at Steve Serra Motor Group. The process is completely confidential and stress-free. Our team uses only non-invasive processes like soft-credit checks to help you find a car loan that works for you and your budget. Divorce, no credit, or bankruptcy – that's okay! Regardless of your past experiences, we can help you move forward with the reliable transportation that you deserve. Fill out our secure and confidential credit application online and we will get to work finding financing packages that make sense for you. 


Fresh Start Financing

Any Income Accepted:

  • Child Support
  • Disability
  • Supplemental Security Income (SSI)
  • Foster Income
  • Other Types of Income

We Help Everyone:

  • Multiple Bankruptcies
  • Multiple Repossessions
  • Foreclosure
  • Divorce
  • Late or Missed Payments
  • Prior Credit Denial
  • Loan Default
  • Student Loan or Medical Debt
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No Credit

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Get Qualified in a Matter of Seconds at Steve Serra Motor Group!

Once your credit application goes through and you have worked with our team to come up with a finance plan, you can start shopping our large inventory of new and used models for the perfect fit. Whether you are looking for a compact sedan to commute to work or a crossover to transport the family, we have what you need. Shop our inventory in person at the dealership or online from the comfort of home with the assurance that you have secured the appropriate financing. 

Let us help you get a fresh start. Stop by one of our Steve Serra Motor Group dealerships to learn about your financing options today. 

Click Here To Get Started
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All tax, title and vehicle registration fees are additional. See dealer for complete details.